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Cyclist receives £4,500 settlement for collision injuries, stresses importance of camera footage

The road traffic collision was investigated but the police said the cyclist's move to the right made successful prosecution unlikely...

A cyclist from Derby has told of the importance of camera footage which helped him get a successful £4,500 settlement from a driver's insurance company following a collision in the city centre more than three years ago.

Writing for DerbyshireLive about his experience, and providing a video of the incident available on their story, the cyclist explained how he was knocked off his bike shortly after moving away from a red light, riding towards Traffic Street.

Hoping to use the bus and cycle lane to travel to the station he moved over to the right but "the front wing of the car brushed past my right leg".

> Here's what to do if you capture a near miss, close pass or collision on camera while cycling

"There was no time to brace myself," he explained. "It all happened in a split second. There was impact with the car's wing mirror, I lost control and crashed down on my right-hand side, hitting my head, right hip and elbow hard on the road."

The incident was investigated by the police but the Crown Prosecution Service opted against bringing a prosecution, fearing the rider's move to the right would diminish the chances of a successful prosecution.

"I decided to bring a civil action given I knew the police had footage of the incident, sent to them by a cyclist riding in front of me who, luckily, had a camera on the back of his helmet that captured the collision," the cyclist continued, noting the importance of the other rider's footage.

"After my solicitor approached her insurance company, she said that she had nothing to do with my being knocked off my bike and injured, she happened to be there and stopped to see what had happened. Then my solicitor got hold of the footage from Derbyshire Police, sent it to her insurance company and they accepted liability.

"Without the footage, she may have simply continued to deny having hit me. I've now received a settlement of £4,500, soft-tissue damage and some nasty bruising.

"By this time, it had already been three years since the crash and I wanted it to be over as it was a painful, time-consuming and stressful experience. I'd prefer not to have been hit by a car than to have an extra £4,500, by the way.

"The law firm acting for me also received several thousand pounds in costs from the insurance company and a chunk of my settlement too as part of the no-win, no-fee deal."

Dan joined in 2020, and spent most of his first year (hopefully) keeping you entertained on the live blog. At the start of 2022 he took on the role of news editor. Before joining, Dan wrote about various sports, including football and boxing for the Daily Express, and covered the weird and wonderful world of non-league football for The Non-League Paper. Part of the generation inspired by the 2012 Olympics, Dan has been 'enjoying' life on two wheels ever since and spends his weekends making bonk-induced trips to the petrol stations of the south of England.

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