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You can now buy bike insurance through Decathlon

Sports retail giant’s website allows you to compare multiple insurance policies, no matter where you bought your bike

You can now buy insurance for your bike(s) and accessories via, regardless of whether you’re insuring a Decathlon bike or not. 

Decathlon has partnered with to provide an online comparison tool that allows you to find cover that suits your needs.

“The policies will be available to anyone, anytime – not just at the point of purchase,” says Decathlon. “This means that all bikes, new or old, can be insured via the website.”

Decathlon says that it is “hoping to help reduce the chronic lack of insurance that currently exists in the UK”.

UK bicycle insurance provider Cycleguard, which is underwritten by Thistle Insurance, said last year that only 18% of UK cyclists were insured. Specialist cycle insurance firm Bikmo estimated that the figure was higher but said that in 2020 half of cyclists in the UK had inadequate cover or none at all.

Policies available through Decathlon will provide cover for theft, accidental or malicious damage, personal accident and third-party liability.

The cost will depend on the exact cover you want, of course, where you live, the bike(s) you own, the excess you’re prepared to pay, and a host of other factors.

Getting quotes is straightforward – you head over to Decathlon’s website and answer a series of questions. You might have done something similar in the past when buying home or car insurance.

You’ll be given a range of policy options and prices, some with the option of adding extra cover for given amounts. We had a look earlier on and it was all very clear and easy to use.

For more information visit

Mat has been in cycling media since 1996, on titles including BikeRadar, Total Bike, Total Mountain Bike, What Mountain Bike and Mountain Biking UK, and he has been editor of 220 Triathlon and Cycling Plus. Mat has been technical editor for over a decade, testing bikes, fettling the latest kit, and trying out the most up-to-the-minute clothing. We send him off around the world to get all the news from launches and shows too. He has won his category in Ironman UK 70.3 and finished on the podium in both marathons he has run. Mat is a Cambridge graduate who did a post-grad in magazine journalism, and he is a winner of the Cycling Media Award for Specialist Online Writer. Now over 50, he's riding road and gravel bikes most days for fun and fitness rather than training for competitions.

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